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Health insurance alone is not enough to ensure access to care.
In a recent JAMA Health Forum paper, UCSF BHHI researchers found that most adults experiencing homelessness in California had health insurance — but many still could not get the care they needed.
- Key findings include:
- 83% had health insurance.
- 39% had not seen a health care provider outside the emergency department in the past year.
- Nearly 1 in 4 reported an unmet need for health care.
- Nearly 1 in 4 could not get needed medications in the past six months.
- Emergency care use was high: 39% had visited an emergency department and 22% had been hospitalized in the past six months.
The study found that people who were unsheltered, had difficulty with activities of daily living, or regularly used illicit substances faced greater barriers to care.
These findings can help policymakers, health systems, and service providers design care that better meets the needs of people experiencing homelessness.
Related Resources
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Videos
Webinar: Understanding Health & Homelessness
December 9, 2025
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People experiencing homelessness in California face high rates of chronic illness and disability, and numerous barriers to care. These health challenges make it harder for people to obtain and retain housing, and homelessness worsens health, trapping people in a vicious cycle. As the homeless population ages, these burdens deepen, with profound implications for individuals, communities, and the systems that serve them.
This webinar includes findings from our recent report, Toward Thriving: Understanding Health & Homelessness, with insights from the report’s lead author and experts from across the health and homelessness systems.
Read the Full Article
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Reports
Toward Thriving: Understanding Health and Homelessness
November 18, 2025
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News
Homelessness and Health Care
JAMA Network Clinical Reviews
June 5, 2024
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Homelessness is detrimental to health, and clinicians can play an essential role in mitigating the deleterious effects of homelessness. Margot Kushel, MD, director of the UCSF Benioff Homelessness and Housing Initiative, discusses this and more with JAMA Senior Editor Karen E. Lasser, MD, MPH. Dr. Kushel said, "When you are an individual provider, in a room, you are trying to understand the difficult environmental conditions that your patient has and do things to decrease that part."
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Our Research
Health Care for People Experiencing Homelessness
JAMA
June 5, 2024
People experiencing homelessness have worse mental and physical health than the general population. They also have limited access to primary care for reasons including the absence of health insurance, lack of money for co-payments or transportation, and communication barriers. In this JAMA Insights, researchers examine the adverse effects of homelessness on physical and mental health and suggest strategies to improve access to care.
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